Terms of Service

1. Agreement to Terms

By accessing or using the Lime Pages website (limepages.co.za) and any services offered by Lime Pages (Pty) Ltd (“Lime Pages”, “we”, “our”, or “us”), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

2. Services Overview

Lime Pages offers:

• Lime Advisory: Business advisory, growth strategy, and consulting services for individuals, SMMEs, and startups.
• Lehumo Collective Investment Trust: A community-based collective investment vehicle for qualifying members.
• Lime Capital: Investment education content covering public and private capital markets.
• Lime Connect: A professional networking and business directory platform.
• Lemonade Station: Resources and tools for founders and SMMEs.

3. Not Financial Advice

You should consult a qualified, registered financial advisor before making any investment decisions. Past performance data shown on our website does not guarantee future results. Lime Pages is not a registered Financial Services Provider (FSP) under the Financial Advisory and Intermediary Services (FAIS) Act.

4. Advisory Services

When you engage our advisory services:

• Advisory packages are billed as described on the Advisory page. Prices are in South African Rand (ZAR) and include VAT where applicable.
• Advisory sessions are subject to availability and scheduled via our booking system.
• We offer a 24-hour satisfaction guarantee. If you are not satisfied with your advisory session, you may request a full refund within 24 hours of your session.
• Deliverables and timelines will be agreed upon at the start of each engagement.

5. Lehumo Collective Investment Trust

Membership in the Lehumo Trust is subject to separate trust-specific terms and conditions, including:

• A minimum monthly contribution of R1,000 is required.
• Membership is subject to a 5-year lock-in period.
• The trust is governed by its Trust Deed and applicable South African trust law.
• Membership is limited and subject to approval by the Trust Committee.
• Investment returns are not guaranteed. The value of your investment may go up or down.

6. Payments

All payments are processed securely through Paystack. By making a payment, you agree to Paystack's terms of service. We do not store your credit card or bank account details on our servers. Refund requests must be submitted within the applicable refund period to hello@limepages.co.za.

7. User Conduct

When using our services, you agree to:

• Provide accurate and truthful information in all forms and communications.
• Not use our services for any unlawful purpose or in violation of any applicable laws.
• Not attempt to gain unauthorised access to our systems or other users' accounts.
• Not reproduce, distribute, or create derivative works from our content without written permission.

8. Intellectual Property

All content on the Lime Pages website, including text, graphics, logos, icons, images, and software, is the property of Lime Pages (Pty) Ltd or its content suppliers and is protected by South African and international copyright laws. The Lime Pages name, logo, and all related marks are trademarks of Lime Pages (Pty) Ltd.

9. Third-Party Content and Links

Our website may contain links to third-party websites and references to third-party products, funds, and services. These are provided for informational purposes only and do not constitute an endorsement. Fund performance data and company logos displayed on our site belong to their respective owners. We are not responsible for the accuracy or availability of third-party content.

10. Limitation of Liability

To the maximum extent permitted by South African law, Lime Pages shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services, including but not limited to loss of profits, data, or investment returns. Our total liability for any claim shall not exceed the amount you paid to us for the specific service giving rise to the claim.

11. Disclaimer of Warranties

Our services are provided “as is” and “as available” without warranties of any kind, whether express or implied. We do not warrant that our website will be uninterrupted, error-free, or free of viruses or other harmful components.

12. Governing Law

These terms are governed by and construed in accordance with the laws of the Republic of South Africa. Any disputes arising from these terms or your use of our services shall be subject to the exclusive jurisdiction of the courts of South Africa.

13. Changes to These Terms

We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting to this page. Your continued use of our services after changes are posted constitutes acceptance of the revised terms.

14. Contact Us

For any questions about these Terms of Service, please contact us: